Have you been having trouble finding legitimate, high-quality online casinos that are friendly to players in the USA? Although players in the US have fewer choices than players in many other areas when it comes to where they can gamble, there is actually a wide selection of top casinos that will gladly accept real-money wagers from USA players. The intent of this article is to give you valuable insights into where US players can find the best games, the biggest bonuses, and lightning-fast withdrawals when it comes time to collect their winnings.
The situation surrounding the online gambling market in the US is unique. When compared to the rest of the world, online gambling in the United States is poorly regulated and highly disorganized. At the same time, however, it is considered the largest and most lucrative gambling market globally.
Instant Withdrawal Casinos USA for 2021
❓ Is It Legal To Gamble Online In The USA?
While it has never technically been illegal to gamble online in the US, up until recently, it was never officially legalized either. Due to changing and often confusing laws on both state and federal levels, precisely what is or isn’t allowed has become a source of great uncertainty for both players and casino operators alike.
As a player, the most important thing you need to be aware of is that there are no laws that specifically prohibit players from gambling online for real money in the United States, with one exception. The state of Washington has specifically made any form of gambling online illegal for players as well as operators. Washington State law prohibits placing or accepting bets through any electronic means such as over the telephone or through the Internet.
The laws and regulations pertaining to online gambling that currently make things so difficult for US players are all aimed at either casino operators or banks and payment processors. In the most simple terms, in the eyes of the law, the problem is not you gambling online, the problem is the various companies that make it possible for you to gamble online. Nobody is going to show up and arrest you for playing the slots or enjoying a few hands of blackjack.
Why Lack Of Online Gambling Regulation Is Bad For US Players
Recently, some states have officially legalized and regulated online gambling in various forms. What is or isn’t allowed can vary quite a bit from one state to another. The majority of US states, however, have no laws or official regulations regarding online gambling at all. Rather than institute any kind of nationwide regulations, the federal government has, so far, elected to leave everything up to the individual states. So, no help there either.
The end result of the laws being the way they are now is that the vast majority of potential online casino players in the US have no choice but to play at casinos that are not officially licensed by any entity in the United States.
In addition, players often have a great deal of difficulty finding convenient payment methods that will allow them to deposit and withdraw from casinos. Then, although it’s rare, players must always do their homework to make sure that a given site is not up to anything shady.
As a US player, once you find a reputable casino that will accept your real-money wagers and also provides convenient deposit and withdrawal methods, the experience can be fun, exciting, and quite gratifying. The search for those casinos, on the other hand, can be tedious, difficult, and infinitely irritating. That’s where we hope to make things easier for you.
⛅ Where Is Online Gambling Legal In The United States?
In the last few years, several US states have (finally) put laws on the books that formally legalize and regulate different forms of online gambling. If you happen to live in one of these states, you are generally going to have a much better experience than your unfortunate countrymen residing in unregulated areas. On the bright side, though, there is a lot of talk about legalizing online gambling in the near future in many more states.
If you are one of the majority of Americans that live in an unregulated state, don’t lose heart! Just because your state doesn’t support local, legal, online casinos, you are most definitely not going to be left out in the cold. Read on and just a bit farther down in this article we’ll give you some surefire tips for finding reputable, top-quality online casinos outside of the USA.
At the time of writing (mid-2021), some form of real-money online gambling has been legalized in nine states (Only 41 to go!). Here is a quick breakdown of who’s allowed to do what and where:
- New Jersey – Casino games, poker, sports betting
- Delaware – Casino games, poker, sports betting
- Pennsylvania – Casino games, poker, sports betting, lotteries
- Michigan – Casino games, poker, sports betting, lotteries
- Nevada – Online poker and sports betting (no casino games)
- West Virginia – Sports betting only (no casino games)
- Iowa – Sports betting only (no casino games)
- Indiana – Sports betting only (no casino games)
- New Hampshire – Sports betting only (no casino games)
In addition to restrictions on what games can and can’t be played in each state, there are also varying rules on exactly who can play different games that may affect your gambling experience. In the case of online poker, for example, New Jersey, Nevada, and Delaware have agreed to allow operators to link players from the three states into the same player pool. Pennsylvania, however, will only let players play poker against other Pennsylvania residents. This can have a big effect on things such as tournament prize pools.
⭐ The Good News For Online Gamblers In The USA
The good news for online gamblers in the United States is that it really isn’t as complicated as you might think when it comes to finding a reputable online casino outside the US that will accept your real-money wagers. There is one reliable, tell-tale sign that US players can use to separate the top-of-the-line most trustworthy casinos from their competition.
The most reliable indicator of a legitimate and trustworthy USA-friendly casino is how quickly they process withdrawals and pay their players. It really is that simple. The fact that a casino processes payouts fast speaks volumes and indicates several important characteristics:
- ☑ The operator has funds on hand to cover withdrawal requests immediately.
- ☑ Good customer service is a priority for the casino operator.
- ☑ The gambling venue has and wants to maintain a strong professional reputation.
- ☑ The online casino has sufficient support staff to process payouts and other requests efficiently.
- ☑ All of the above factors not only indicate that a casino is highly likely to remain in operation for a long time to come but also to continue to grow and evolve.
At InstantWithdrawals.org, these are the kind of USA-friendly online casino sites we recommend to our readers.
📕 Same Day Payout Casinos Vs Instant Withdrawal Casinos
First, let’s clear up some of the common terminologies you’ll see as you explore different online casinos. You’ll see the words “Instant” and “Same Day” quite often. Although these terms are similar, they are not exactly the same and you should be aware of the subtle difference.
In many fast payout casinos, what you can expect to get are same-day payouts. Casinos often have an internal process that must be carried out before withdrawals are paid. In other words, withdrawals are not automatic. One or more people will manually verify and approve your request before the actual transaction to pay you is initiated and this will take some time. Most casinos will estimate a timeframe from 1 to 24 hours for withdrawal request processing if they do it this way.
On the other side of the coin, you have instant withdrawals at some casinos. In this case, withdrawals are automatic. Be aware, however, that instant payout casinos may have a policy of approving a certain number of withdrawal payouts manually before finally enabling automatic withdrawals. In this case, when you make a request for a withdrawal at the casino cashier, the casino’s system will automatically process the request and initiate the transaction to get your money to you immediately.
❓ How To Speed Up Casino Withdrawals
The payment method you choose to process your withdrawal is going to be the factor that has the biggest effect on how fast you actually get your money. Even if your casino initiates the transaction instantly and automatically, they can’t do anything about the speed of the transaction after that.
Exactly what you can do to make sure that you get your money fast is going to depend on where in the United States you live. If you live in one of the states where online gambling has been legalized and you play at an online casino that is licensed to operate in your state, you will most likely be able to get your withdrawals instantly (from casinos that offer instant withdrawals) with just about any payment method offered.
If you happen to be a player living in a state where online gambling has not been regulated yet, you’re most likely to get the best results by using one of the more popular cryptocurrencies to conduct your online casino banking transactions. Cryptocurrencies can take some time to process depending on the number of transactions happening at any given time, but it’s usually not long. Unless there’s an especially high number of transactions being sent across the blockchain for some reason, you should receive your money in well under 30 minutes.
⏪ Fastest Casino Withdrawal Methods For USA Players
Aside from the time it takes a casino to process a withdrawal request, the most important factor in determining how fast you will receive your withdrawal is the banking or payment method you choose for the transaction. A casino might process your withdrawal and initiate the transaction within a few hours. However, whether you get your money right away or after a few days depends greatly on the payment processor in the middle.
Something to keep in mind is that many casinos restrict withdrawals to payment methods that you’ve already used to make a deposit. For example, if you made a deposit with a credit card, the casino might expect you to accept your next withdrawal as a credit back to the same card. Likewise, if you made a deposit with BitCoin, the casino may say that you can’t withdraw using Litecoin.
❗ Use a New Deposit Method to Enable Alternative Withdrawals
If you find that a casino wants to pay you through a payment method that you don’t want to accept, you can sometimes get around these restrictions by making another small deposit with the same payment method that you want to use to withdraw. For example, let’s say you made a deposit with a Visa credit card and now want to make a $200 casino withdrawal using BitCoin, and the casino says no. You may be able to make a minimum deposit with BitCoin—which is often somewhere around $25-$50—and that will enable BitCoin as a withdrawal method for you.
Of course, you should carefully read over any casino’s banking terms and conditions before you make any sort of deposit. Some may specifically state that you can’t use the workaround mentioned above or that you have to wait for some period of time after making a deposit before you can request a withdrawal.
Bank Wire Transfers
Bank wires are generally a fast withdrawal method, but they often involve extra fees. You might also have to notify your bank ahead of time that you are expecting to receive an international wire transfer. Depending on your bank and the bank the casino uses, wire transfers can take anywhere from a few hours to a few days to be credited to your account.
Fees for receiving a wire transfer can vary quite a bit from one bank to another. Generally, fees are in the range of $20-$50 per transfer. Also, because fees are usually charged to both sender and recipient, the casino may deduct their portion of the fees from your withdrawal. Again, be sure to read terms carefully.
Although we see them less and less these days, just about any casino will pay players by common paper bank checks. Checks usually don’t carry any fees, which makes them convenient, but there are some substantial drawbacks when using this payment method.
- First, a check will have to be sent through either international mail or a courier service such as FedEx or DHL. A check coming through regular mail can take anywhere from a week to a month to arrive depending on where it’s coming from. A check coming through a courier might arrive within a few days, but you’ll usually end up having to pay a fee for the service. If you play a lot, the casino may cover the courier fee as a courtesy.
- Beyond just receiving your check, you also have to keep in mind that a check takes time to “clear” and be credited to your account. Again, depending on your bank and the bank that issued the check, it could take anywhere from a day or two up to a week or two for the money to actually become available in your bank account.
Debit And Credit Cards
Some international casinos may accept US debit and credit cards, but this payment option is going to be the most convenient for players gambling at online casinos that are regulated and licensed to operate in the state where they live.
Transactions conducted through bank cards should be instant for both deposits and withdrawals. Using a debit card can be especially convenient since money credited back to the card will end up being deposited directly into the bank account the card is tied to.
If you live in a regulated US state and are playing at a licensed online casino, debit and credit cards are likely to be the most convenient payment method for you to make both quick deposits and fast withdrawals.
🕐 Bitcoin And Other Cryptocurrencies
Bitcoin and other cryptocurrencies have become hugely popular with casino patrons who want both easy access and a high level of privacy when it comes to their financial transactions. Over the last few years, cryptocurrencies have become a common payment method at a rapidly growing number of online casinos. In the now rare event that a casino doesn’t directly accept some type of crypto coin, they usually work with at least one payment processor or e-wallet that will let you pay with crypto.
Bitcoin is, without a doubt, the king of cryptocurrencies. Ethereum and Litecoin are the next two most commonly accepted crypto coins at crypto casinos worldwide. Outside of the top three, you’ll also find casinos that accept several others such as Bitcoin Cash, Dogecoin, Tether, and more.
Using cryptocurrencies for deposits and withdrawals at online casinos has several advantages that other payment methods just can’t match.
- First, your money is yours to do with as you please.
- There is no approval process in the middle of your transfer.
- When you want to send money, it will go where you want it to go every time.
- There is no such thing as a “declined transaction” when you pay using crypto.
Cryptocurrencies also allow for nearly instant transfers going in both directions. Depending on network traffic, you may face wait times of up to 30 minutes or so, but it’s a small price to pay for the security, reliability, and privacy that you get in exchange. To make things even more interesting, many international online casinos also have special bonus offers just for players that make deposits with Bitcoin and other cryptocurrencies.
The bottom line is that if you’re a casino player living in the United States and you want to play at any international online casino, Bitcoin, Ethereum, and Litecoin are going to be your best bet (no pun intended) when it comes to making deposits or withdrawals from your casino account.
💲 Withdrawal Limits At USA Online Casinos
Casino players in the USA, just like players anywhere else, will run into varying withdrawal (and deposit) limits at different casinos. There is no hard and fast rule when it comes to these limits. There are several different factors that come into play when you want to withdraw from your online casino balance.
Some deposit and withdrawal limits are imposed by the casinos themselves, other limits may be put in place by a payment processor in the middle. In the end, it’s not really important who is responsible for any transaction limit. What’s important is that you are aware of those limits. This is one of the main reasons we put so much emphasis on reading over the terms and conditions at any casino where you would like to play before you make a real money deposit.
Most casinos, for one reason or another, will have at least some sort of limit on individual transactions. Beyond that, you may run into limits on how much you can deposit and/or withdraw in a single week or a single month—or both. Players in the US are most likely to find the highest limits when conducting their transactions with cryptocurrencies.
💰 USA Instant Withdrawal Casino Bonuses And Promotions
Quite possibly, the only thing better than being able to withdraw your winnings instantly is getting a nice big bonus on top of your own money when you make a deposit. Almost every online casino offers a generous welcome bonus for new players and most also offer reload bonuses for returning players. The value of the bonuses and what you have to do to clear them can, however, vary greatly.
Yes, we’re going to remind you once more to read the terms of any bonus offer carefully before you make a deposit based on that bonus. If you unknowingly violate any of the terms, you could end up losing a potentially significant portion of your bankroll.
USA Online Casino Deposit Match Bonuses
The most common bonuses offered by online casinos are deposit match bonuses. With a deposit match bonus, the casino will award you a bonus based on a percentage of the amount you deposit. When it comes to welcome bonuses for new players, it’s not uncommon to see bonuses that offer anywhere from a 100% to 400% match on the amount of your deposit. Some casinos even offer a deposit match bonus on your first two, three, or four deposits.
To provide a quick illustration of how these bonuses work, let’s say you are going to sign up and deposit at a casino that offers a 200% deposit match bonus. If you deposit $300, the casino will credit you with a bonus worth $600 (200% of $300), bringing your total casino balance to $900. It’s not too difficult to see how bonus offers such as this can effectively multiply your bankroll and give you much more playing power.
You can follow this link to check our approved cashable casino bonus offers.
USA Online Casino Reload Bonuses
Reload bonuses are offers for returning players who have already claimed a welcome bonus. While every little bit helps, these bonuses usually aren’t as generous as an initial welcome bonus. Most players reloading their casino account can expect a deposit match of somewhere between 25% and 75% of the deposit amount.
You’ll see plenty of variations on the concept of reload bonuses, too. Some casinos offer reload bonuses that can be claimed any time you make a deposit. Others may offer one or more bonuses that are valid at special times such as every Wednesday, or only on weekends. There are also casinos that only offer reload bonuses sporadically, so you’ll need to watch their news and promotions pages to make sure you don’t miss out on that extra bankroll booster.
Again, be sure to check the terms of any reload bonuses you come across. They won’t necessarily be the same as the terms on a welcome bonus.
USA Online Casino No Deposit Bonuses
They aren’t extremely common, but you will occasionally come across a USA-friendly online casino that offers a no deposit bonus. This type of bonus will require you to sign up for a free account in order to take advantage of it. In general, a no deposit bonus will be somewhere in the range of $20 to $50.
A no deposit bonus will allow you to have a quick look around and play some games on the casino’s dime, but you won’t be able to claim or withdraw any winnings unless you fully activate your account and make a real money deposit.
USA Online Casino Special Promotions
Aside from great bonus offers, many casinos also offer exciting special promotions that will help you maintain a nice healthy balance in your casino account.
One of the most common promotions casinos use to keep players happy is a VIP or loyalty reward program. In most cases, you don’t even have to sign up for anything to participate. This type of program generally works in one of two ways. At some casinos, points allow the player to raise his or her VIP level, which in turn unlocks new bonus opportunities. Others set things up so that players can redeem their accrued VIP points for things like cash bonuses, clothing, jewelry, and all sorts of other things.
Another special promotion that you are bound to see every now and then is special tournaments of various types. Slots tournaments are probably the most common. You will, however, see tournaments based on table games, card games like poker and blackjack, and more. Again, at many casinos, you won’t even have to sign up for anything to join in on the action. Players often get points automatically as they play. Tournaments usually have very generous prize pools and can be a very good source of extra bucks for your bankroll.
Aside from bankroll boosters, casinos have also been known to include some amazing prizes for tournament winners such as :
- New automobiles
- Tickets to shows and concerts
- Paid vacation getaways
- Tickets to popular sporting events
- And, of course, very large cash prizes
❗ USA Online Casino Bonus Wagering Requirements
One of the most important things you need to understand about any bonus is the concept of wagering requirements. Just about all bonus offers have some kind of wagering requirement that you will need to meet in order to “clear” the bonus and actually claim any winnings that were earned as a result of that bonus.
Wagering requirements are most often expressed as a multiple of the bonus amount. For example, the casino may offer a 100% deposit bonus with a 25X wagering requirement. This means that in order to clear the bonus and claim winnings, you’ll need to place wagers totaling at least 25 times the amount of the bonus. So, if you received a $100 bonus, you would need to place bets totaling $2,500 to clear that bonus.
How wagering works
To be sure that you understand, you only have to place bets that meet the wagering requirement, not deposit and play with that much money. For example, let’s say you have $20 in your account and you start playing a game betting $1 on each round. You could lose a few rounds and win a few rounds and as your balance goes up and down, you can place new bets with some of the money you win. When you’re done playing, you may have placed 30 or 40 one-dollar bets without depositing more than your initial $20. So, you would have wagered $40 even though you never deposited more than $20.
As with everything else, wagering requirements on bonuses can vary greatly from one casino to another and even between bonus offers at the same casino. For you, the player, the lower the wagering requirement, the better the bonus. It’s difficult to come up with an average number, but you can expect to see wagering requirements ranging from about 20 times up to as high as 40 or 50 times. Obviously, the higher the wagering requirement is, the more difficult it will be to actually claim anything from the bonus before your bankroll runs out.
❗ Understanding USA Online Casino Bonus Restrictions
Along with wagering requirements, you’ll also want to be paying attention to other more general restrictions that may apply. There are several common restrictions that you are likely to run into.
⌾ Cashable Vs Sticky Bonuses
First, you have cashable bonuses versus “sticky” bonuses. With cashable bonuses, the casino will treat the bonus as cash. That is to say that as long as you meet any other requirements, you will be able to actually withdraw the bonus amount and winnings as cash.
Sticky bonuses, on the other hand, are not treated as cash. With a sticky bonus, the amount of the bonus is credited to your account—usually in a separate, bonus-specific balance—and only available to play games on the site. You can not withdraw the bonus amount. In simple terms, the bonus amount you get is considered as free credit to play the casino’s games, not additional cash in your account.
⌾ Maximum Wagering Restrictions
In conjunction with the wagering requirements, most casinos also impose a maximum wager amount while you are trying to clear a bonus. It’s extremely important that you are aware of any maximum wager amount. Placing just one wrong bet could nullify the bonus you are trying to clear.
Most casinos have a maximum wagering restriction of about $1. Some might vary the amount a bit depending on the size of your deposit and bonus, but you should expect there to be a maximum bet fairly close to $1. Again, it’s critical that you be aware of any such restriction before you deposit and start playing.
⌾ Maximum Cashout Restrictions
You may also run across bonuses that come with a maximum cashout restriction. This type of restriction basically caps the amount that you can win as a result of playing with your bonus credit. For example, you may receive a $200 bonus with a $400 maximum cashout restriction. This means that anything you win over $400 as a result of playing with the bonus will be forfeited if you clear the bonus requirements and want to make a withdrawal.
🃏 Software And Popular USA Online Casino Games
As we said above, it can be difficult for USA casino players to find online gambling venues with a good selection of games, but that doesn’t mean they aren’t out there. We’ll be happy to point you to some of the biggest and best casinos that offer players in the USA an incredible selection of online gaming favorites.
Slots, of course, are abundant. Being the mainstay of any casino, there is a large selection of video slot machines and slot machine design studios that cater to USA players. Two of the top game providers in the US market are Betsoft , RIVAL and Real Time Gaming (RTG). Between just these two, players will find loads of high-definition 3D slot machines as well as mind-blowing progressive jackpots.
In addition to the slots, the best casinos also offer a full catalog of video poker and table games. You’ll be able to play all of your favorites, including roulette, poker, blackjack, craps, baccarat, and more. Most casinos also offer several different variations on popular games as well. For instance, you’re very likely to find different types of blackjack and roulette games, each offering one or more interesting twists on the original games.
One table game innovation that has become extremely popular with US players is live dealer tables. These games give players the full casino experience wherever they happen to be. Live dealer tables allow you to play with a live dealer or croupier running the game as well as with other real online players. Best of all, you’ll never find yourself standing behind a chair waiting for a seat to open up so you can play. At the live dealer tables, there’s always an open spot and you can always play right away.
🔏 Our Best USA Online Casino Tips
Here are some of our best tips to make sure that you have the best possible experience while playing at a USA-friendly online casino.
☑ Set deposit and spending limits for yourself before you sign up or start playing for real money. This will help you be sure that you’re aware and in control of the money you are gambling with.
☑ Take full advantage of your new player welcome bonus before time expires. Most welcome bonuses must be cleared and claimed within a certain amount of time. Don’t sign up and try to claim a bonus if you know that you won’t be able to play often over the next week or two.
☑ Take the time to find a casino that makes you feel comfortable. All casinos are most certainly not the same. If you don’t feel comfortable signing up with any given casino, that’s fine. There are plenty more to choose from.
☑ Take advantage of the ability to play games in demo or free mode before you start placing real bets. You’ll always have a much better experience if you’re fully aware of how a particular game works before you start putting real money at risk.
☑ Don’t deposit more money than you are comfortable with because of a bonus offer. You should always be in control. It’s never a good idea to risk more money than you can afford just to chase a bonus.
☑ Don’t chase losses. Playing more than you intended in an attempt to “get back to even” is never a good idea. If you’re having a bad session and losses are affecting your state of mind, you should close the casino site and try to occupy yourself with something else. You can come back later in the day or the week to play again when you’re in a better state of mind.
USA Instant Withdrawal Casino FAQs
We have found that the top five fastest paying casinos open to USA players are:
#1 – Ignition Casino.
#2 – Casino Max.
#3 -Cafe Casino.
#4 – Spinfinity Casino.
Vegas Crest Casino.
We wholeheartedly recommend Ignition Casino as our top USA online casino site. They provide an unbeatable experience for US players and the company behind the casino has been running online gambling venues for well over 20 years.
Yes. There are no laws prohibiting players from gambling online except in the state of Washington. Players residing in other states are not breaking any laws by playing for real money online.
The time it takes for you to actually receive your money will vary depending on the payment method used. In general, players in the USA can expect to get the best results when using cryptocurrency to make a deposit or withdrawal. Bitcoin payouts often reach the recipient in less than an hour.
In general, no. Most casinos don’t charge any kind of fee to the player for making a withdrawal. Note, however, that some payment methods, such as wire transfers, may involve fees.
In most cases, the amount you withdraw will not have any effect on the speed of the transaction. You should keep in mind, though, that US players often face somewhat low transaction limits, so if you win a large amount, you may have to withdraw it over the course of several transactions.
1. Bitcoin: is the fastest. You get your winnings within minutes.
2. Rapid Transfer: you receive your casino earnings in the same day.
3. Bank wire: 1 to 3 days.
4. Check: slowest, may take up to 2 weeks.
No, currently USA casino players can’t opt for PayPal nor other e-wallets to make deposits or withdrawals at USA gambling sites.
Yes, sadly, there are many rogue online casinos, not only in USA but in other regions too. To ensure fair play, only choose reputable brands such as those listed on this site. The brands listed were tested and approved, by our team because of their reputation and payout speed.