UPI Casinos

Looking for more info about UPI casinos? check this review out and find key information about this payment solution and the best online casinos accepting UPI deposits.

Unified Payment System Interface

Unified Payments Interface, often referred to simply as UPI, was founded in India in 2016. The goal of the service is to unite services offered by (many) participating banks into one mobile application.

UPI aims to make things as convenient as possible for Indian players by making it possible to send money to online casinos, other vendors, and even directly to each other. The system is a service of the National Payments Corporation of India (NPCI).

UPI offers many features to make conducting transactions quick, intuitive, and secure. Furthermore, the system allows users to work directly with their own bank accounts without the need to share their bank account details and information with anyone else. In other words, when you transfer money using UPI, no bank account or credit card numbers are exchanged anywhere.

In this article, we’ll take a look at the UPI system, how it works, its usefulness in the world of online casinos. We’ll also go through the advantages and disadvantages that come with using UPI to make payments or transfer money… and here you can check our top 5 UPI betting sites with fast withdrawals:

🚫 Best UPI Casinos USA for 2023

UPI is a regional banking method that only works in India. Here you can find our top rated casinos with the fastest payouts, they don’t offer UPI deposits / withdrawals, but you can still find the most popular payment options available in USA.

  • Ignition
    Bonus Offer Up to $3,000
    Available Countries United States Accepts players from United States
    Withdrawal Speed
    • E-wallets: N/A.
    • Crypto: 24hs.
    • Credit Cards: N/A.
    • Wire: 5-10 days.
    Cashout Limits $10 – $9,500 every 15 min.
    Available Payment Methods
    • +1
    • BTC: Payouts in 24hs.
    • Cashable bonuses.
    • Poker, live dealer, casino.
    • BTC: no cashout limits.
    • Hot Drop Jackpots.
  • CasinoMax
    Bonus Offer Up to $9,750 + $40 NDB
    Available Countries United States Accepts players from United States
  • Cafe Casino
    Bonus Offer 350% up to $2,500
    Available Countries United States Accepts players from United States
  • Casino Extreme
    Bonus Offer Up to $5,000 + $50 NDB
    Available Countries United States Accepts players from United States
  • Spinfinity
    Bonus Offer Up to $9,000 + $40 NDB
    Available Countries United States Accepts players from United States

🔎 What Is UPI?

UPI stands for United Payments Interface. The system was created by the National Payments Corporation of India (NPCI) in order to streamline the process of sending payments through bank accounts in India.

At first, it might seem a bit confusing. UPI is not exactly a standalone payment system that functions like a credit card or e-wallet system. UPI is more of a background service that has created a network of participating banks and payment applications that work together.

How UPI works

From the user’s point of view, you’ll need to create what NPCI calls a Virtual Payment Address (VPA). Your VPA is a unique identifier, similar to an email address, that will allow you to identify yourself on the network to send and receive payments.

Exactly how you send and receive payments, however, can vary greatly depending on several different factors. There is no actual UPI app. Instead, there are quite a few financial and payment apps that are “UPI Enabled”. Users can conduct UPI transactions using any of the enabled apps on their smartphone (or similar mobile device).

For example, users can send UPI payments through apps from BHIM, The State Bank Of India, HDFC Bank, ICICI Bank, Axis Pay, Pay TM, and even Amazon Pay and Google Pay. In general, if you have a bank account at a bank that is part of the UPI network, you’ll be able to use their app to send and receive money as well.

✅ Advantages Of UPI Casinos

The three biggest advantages of using UPI to fund your fast payout online casino account is speed, convenience, and security. When you’re ready to make a deposit at your favourite online casino, all you’ll need to do is set up the transaction on the casino cashier page and verify it with your smartphone. You can make payments directly from your bank account within just a few moments.

UPI Payments are Fast

Payment sent through UPI are generally credited instantly. In some rare cases it can take up to 30 minutes for a transfer to complete, but the vast majority of the time, as soon as you verify your deposit transaction on your phone, the money will be transferred and credited to your casino account.

Of course, since you are transferring money directly to and from your bank account when you use UPI, transactions will show up in your banking records. You won’t need to keep separate records of your own to keep track of the money you send or receive with UPI. Everything will show up on your bank statements just like any other movement in your account.

UPI Offers Certain Privacy

UPI also provides a certain level of privacy to users. Since all you have to do is provide your Virtual Payment Address (VPA) to conduct transactions, that means there’s no need to fill out forms with bank information or credit card numbers. Your private financial information stays private. Nothing is transmitted over the internet, so there’s no chance of anyone intercepting your sensitive data and using it for their own less than legal purposes.

UPI is Versatile

The versatility of the system can also be a big plus for some users. Being able to use the system through different banking and payment apps means that many users can take advantage of UPI and continue to use the apps they already like and are familiar with.

UPI Payments & bank integration

❎ Disadvantages Of using UPI

The UPI system does what it does very well, but, of course, no payment solution is perfect. There are always some drawbacks involved and UPI is no different.

Only Available in India

For most users, the biggest and most obvious drawback is going to be that the UPI system is only available in India. If you’re an Indian gambler, there are plenty of benefits for you. For those who reside outside of India, however, UPI isn’t going to be a casino banking option for you.

Lack of Documentation to Set it Up

Once you have everything set, UPI couldn’t get any easier to use. The initial setup, however, can be a little bit confusing since there really is no dedicated app to guide you through everything. Getting going with the system is going to be a little bit depending on the payment app that you want to use. This isn’t, however, a problem with functionality. It’s more of a problem with creating more complete documentation to walk users through the setup process with some of the most common payment apps.

Rupees as the Only Currency Available

Since UPI comes from the Indian financial system, the currency used for all transactions is Rupees. Of course, that is not a problem in and of itself. If, however, you want to deposit money at an online casino in another currency, such as Dollars or Euros, there will be a currency exchange fee tacked onto your transaction.

📗 How To Set Up A UPI Account

The easiest way to get started with UPI is probably going to be downloading and installing the BHIM (Bharat Interface For Money)  app from either the Google or Apple app store.

Once you have the app installed, you’ll need to register your phone number. It’s important that the phone number you register with UPI is the same phone number you have registered with your banking institution. You’ll then be asked to create a four-digit pin which you’ll use to enter the app.

The final step is linking your bank account. To complete the process, you’ll have to enter the last six digits of your debit card number along with the expiration date. You will then receive a UPI PIN which you’ll use to verify outgoing money transfers. You can link more than one bank account if you wish.

If you don’t already have a VPA, one will be created for you when you link your first bank account.

As we mentioned above, the steps to get set up with a VPA and use the UPI network will vary a bit between payment apps. For the most part, though, it should be the same basic process that we’ve just outlined.

₹ Casino Deposits And Withdrawals With UPI

Making deposits and withdrawals to and from your online casino account using UPI is a fairly straightforward process. Most users shouldn’t have any trouble initiating a transfer when they’re ready to deposit or withdraw.

  • Select UPI as the payment method from the casino cashier page
  • Enter the amount that you’d like to deposit
  • Follow the on-screen instructions from the casino
  • Enter your VPA when it is requested
  • Wait for the payment request to appear on your phone
  • Confirm the transaction with your UPI PIN
  • You receive an SMS from your bank as an extra security measure

That’s all there is to it. Your transfer should be credited instantly to your casino account so you can get right into the action of you’re favourite games.

Making withdrawals is just as easy. Simply follow the steps below.

  • Head to the cashier or payment section on the site
  • Choose to withdraw money
  • Select UPI as your preferred withdrawal method
  • Enter the amount you want to cash out
  • Type in the following bank details: your account number and IFSC
  • Confirm the withdrawal request
  • Wait for the request to get processed
  • Check your bank account to see if the money has been credited


  • Are there any fees for using UPI to fund my casino account?
  • Is UPI an e-wallet?
  • Can I collect casino bonuses if I use UPI to fund my account?
  • Can I cancel or reverse a UPI payment?